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【福建日报】预付信任被“消费”该怎么办?

预付信任被“消费”该怎么办?
(来源:ag真人  2019年07月02日  12版)
东南网记者 林先昌 文/图


    jianshen、meirongmeifa、sheying、qichemeirong、canyindenglingyu,shiyufushixiaofeijiufenzhongzaiqu。

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优惠“迷魂阵”套牢用户资金

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风险高维权难投诉多发

zhenduiyufukaxiaofeikenengcunzaidefengxianjiruhegenghaodiweihuxiaofeizhezishendeliyi,jizhecaifangleduoweifaxuejiehefalvjierenshi。

福建师范大学法学院副教授丁兆增长期关注消费领域的维权事件,他告诉记者,预付式消费一直是维权热点,横跨众多行业,呈现监管难、维权难、群体性消费投诉多发等特点。

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呼吁理性消费强化监管

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丁兆增建议,根据国内经济主体大小,设置不同金额的保证金门槛,囊括全部发卡机构。机构需向监管部门登记才能取得发卡资格,同时需将发卡获取的资金按照一定比例存入指定账户,资金量越大比例越高,以此防止变相集资诈骗行为的产生。

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